A Cap Plumbing Services offers affordable and simple financing for our professional plumbing through Synchrony Financial.


  • Quick, safe and simple
  • Affordable
  • Flexible
  • Low minimum monthly payments
  • Help to pay for an emergency plumbing repair or an upgrade you have been planning
  • Use your account for repeat purchases

Program Details

We have three programs to choose from once your credit has been approved through Synchrony.

Option 1: No Interest if paid off within 6 months. That’s right, 0% interest for the 6 months. The only fee is the $29 activation fee.

Option 2: 9.99% until paid off. Minimum monthly payment of 4% of the total amount financed.

Option 3: 14.99% until paid off. Minimum monthly payment of 2% of the amount financed. This option offers a lower monthly payment with higher interest.

Choose the option that best fits your family’s needs.

How to get started

  1. Schedule a service call. If you are a new customer and do not have an estimate of the repair or plumbing replacement, call and schedule today. It is important to have an accurate estimate to submit to Synchrony Financial. Already a customer? Skip to step 2.
  2. Our financing specialist will meet with you in person to answer any questions and fill out the online application.
  3. We will receive an answer in just a few minutes.
  4. Your service will be scheduled as soon as possible.

About Synchrony Financial

Synchrony Financial works with large retailers like Sleep Number, Discount Tire, and Rooms To Go. We are proud to be able to offer great financing options for our customers. Many times, plumbing is an emergency, which can be stressful. With the low minimum monthly payments, your plumbing repair emergency can be solved quickly and affordably.

Common Questions

Can I pay for part of my plumbing repair and finance the rest?

Yes, you can pay however much you would like with our standard forms of payment (credit card, debit card, check or cash) and then finance the rest.

What type of plumbing work can I have financed?

Every service and product we offer can be financed. Water re-pipes, drain re-pipes, hot water heater replacement, tankless water heaters, both small and large plumbing repairs, water filtration, underground water service lines and sewer lines, new plumbing fixtures, new showers and tubs, bathroom remodels, kitchen remodels, bathroom additions, basement bathroom additions, well pumps, sewage pumps, and toilets. Basically, any plumbing repair or remodel you can think of, we can finance.

Are there any fees?

Yes, there is a $29 activation fee with each plan. This is a one time fee billed on your first statement.

Are there fees to apply?

No, it is free to apply.

What type of credit level is accepted?

Every situation is different. From what we have seen, most of our customers have been accepted even with lower scores.

What if you don’t pay off the amount within the 6 months?

If you select the 6 months, no interest plan and do not pay it off within the 6 months, the standard interest rate is 26.99%. We recommend this option if you are sure you can pay it off in the 6 months for the best deal.

Are there any limitations?

Yes, we can only finance the homeowner and you must be listed as the owner of the property. Synchrony does not offer financing for rental property or commercial property. The only case where rental property is accepted is if you have a duplex and you live there.

Where do you offer plumbing financing?

We provide plumbing service for Muskegon, North Muskegon, Twin Lake, Whitehall, Montague, Fremont, Newaygo, Fruitport, Grand Haven, Spring Lake, Lakewood Club, Holton, Brunswick, Hesperia, Rothbury, New Era, Dalton, Wolf Lake, Ravenna, Norton Shores, and Ferrysburg. If your city is left out, contact us. We may be able to still service your area.